“COMPARING HEALTHCARE SERVICE UTILIZATION IN INSURED VS NON-INSURED HOUSEHOLDS IN RURAL ATSBI-WOMBERTA”, qjmhs, vol. 3, no. 4, pp. 37–66, Jun. 2025, Accessed: Apr. 16, 2026. [Online]. Available: https://qjmhs.com/index.php/qjmhs/article/view/88